Fix & Flip Calculator
Run your numbers before you run to the lender. A quick read on your profit, your ROI, and the loan amount you would need.
Enter your deal numbers
The rate you want to assume — not a quote.
Estimates only. Does not include closing costs, agent commissions, lender points, or taxes and insurance during the hold. Actual terms depend on underwriting, the property, and your track record. This is not a commitment to lend or an offer of credit.
How to read these numbers
The loan and your cash
The loan amount is the total cost (purchase plus rehab) multiplied by your loan-to-cost. Whatever is left over is the cash you bring, before closing costs.
Why LTV matters
LTV compares the loan against the ARV. Most hard money lenders stop around 70%. Above that we flag it — it usually means the purchase price has to come down or your down payment has to go up.
What is not included
- Closing and title costs
- Agent commissions on the sale
- Lender points and fees
- Taxes, insurance and utilities while you hold